Rent vs. Buy Analysis

A multi-year projection of your net worth. Find the crossover point where ownership pays off.

Renting Details
Estimated costs for staying flexible
3.00%
Buying Details
The path to ownership and equity
7.00%
3.00%
Time Analysis
10y

Comparative timeline for analysis

Financial Recommendation
10y Horizon
Buy

Buying is the superior long-term wealth builder.

Renting Cost

$275,133

Buying Cost

$448,358

Net Worth Difference
Advantage: Buying
+$89,742

Projected after10 years

Wealth Breakdown
Projected Home Value$537,567
Remaining Loan$274,600
Total Equity$262,967

Crossover Point

Year1

When buying beats renting

Net Worth Projection
Comparison of total wealth accumulated over time

*Net worth includes home equity minus total costs for buying, and negative total rent costs for renting.